Vergleich

Microsoft 365 Personal vs Family

Microsoft 365 Personal vs Family: users, OneDrive storage, Copilot eligibility and the cost-per-person math that almost always favors Family.

Both subscriptions include the same desktop apps and Outlook. The split is purely about people: Personal is one user, Family is up to six — each with their own 1 TB OneDrive.

The Family plan costs ~25% more than Personal but covers 6× the users. If you have anyone else at home who'd use Office or want OneDrive backup, Family is the obvious pick.

Im direkten Vergleich

MerkmalMicrosoft 365 PersonalMicrosoft 365 Family
Users included1Up to 6
OneDrive per user1 TB1 TB each (6 TB total)
Outlook mailbox per user50 GB50 GB each
Devices per userUnlimited install, 5 active sign-insSame per user
Copilot Pro add-onAvailable (€22/mo)Available (€22/mo)
Microsoft Defender
Annual price (MSRP)~€85~€109
Effective cost per user (6 users) ~€18/year

Unsere Empfehlung

Buy Family unless you are absolutely the only person on the subscription. Two users alone makes Family cheaper per head than Personal.

Buy Personal only if you live alone, never share files with family, and don't want the second mailbox.

Microsoft 365 Personal — 1 user · 5 devices 1 user · 1 year · 5 devices — genuine Microsoft license

Microsoft 365 Personal — 1 user · 5 devices

1 user · 1 year · 5 devices

15%

Premium Office and 1 TB OneDrive for one person.

$85$100
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Microsoft 365 Family — 6 users · 30 devices 6 users · 1 year · 30 devices — genuine Microsoft license
Popular

Microsoft 365 Family — 6 users · 30 devices

6 users · 1 year · 30 devices

16%

Premium Office for up to 6 people with 1 TB OneDrive each.

$109$129
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Häufige Fragen

Do family members need to live together?

No. The 5 other slots can be anyone you invite — extended family, partner, kids at university. Each gets their own login and OneDrive.

Can I split the cost?

Yes — many families do. There is no Microsoft restriction on cost-sharing between the 6 accounts.

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