Answers

Should I buy Microsoft 365 Personal or Family?

Illustration of software licensing, hardware and verification

Short answer

Family at €99/year covers up to six people with 1 TB OneDrive each. Personal at €69/year covers one user with 1 TB. If two or more people in your household will use it, Family is cheaper per person.

The longer explanation

Family costs €99/year and adds five additional 'people' slots at no extra charge — each with their own Word/Excel/PowerPoint/Outlook install rights, their own 1 TB OneDrive, and their own Microsoft account. Per-person cost drops from €69 (Personal) to about €16.50/year when all six seats are used.

Personal is the right pick for a single-user household or someone whose family already has separate M365 subscriptions from an employer or school. If you want Copilot Pro, both plans qualify — add-on price is identical, so Family multiplies the value only if multiple household members will actually use Copilot.

People also ask

Why trust this answer

Written by licensing analysts who handle Microsoft Open, CSP and EU-resale transactions every day. We never paraphrase Microsoft contracts second-hand — every claim links to the actual EULA section, Microsoft Learn article, or court ruling it comes from. Found a discrepancy? Email research@licensevault.net and we will update the page within 48 hours.

Last updated: ← Back to all answers

Before choosing a licence

  1. 1. Check the exact edition, Windows or macOS compatibility and number of devices covered. A Windows-only key does not install Office for Mac.

  2. 2. Distinguish personal, commercial and server use. Virtual machines, shared devices and remote access can require additional licences.

  3. 3. Keep the invoice and licence terms. Check transfer rights and support dates: a perpetual licence does not mean perpetual security updates.

Successful activation alone does not prove permission for every use. The applicable Microsoft licence terms take precedence.