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· 10 min de lectura· Actualizada el 2026-05-20

Office 2024 vs Microsoft 365 — which is better?

Head-to-head comparison of Office 2024 (one-time purchase) and Microsoft 365 (subscription) — total cost of ownership, cloud storage, multi-device support and feature differences.

  • Office 2024
  • Microsoft 365
  • Comparison
Office 2024 vs Microsoft 365 — which is better?
Office 2024
€34.90 once
M365 Personal
€69/yr
M365 Family
€99/yr
Break-even
~6 months

The short answer

Buy Office 2024 if you want to pay once and own your Office apps forever on a single PC or Mac — it's by far the cheaper option over 3+ years.

Pick Microsoft 365 if you need 1 TB of OneDrive cloud storage per user, want the apps on phones and tablets, or share with up to 6 family members.

Total cost of ownership (3-year view)

Office 2024 Pro Plus is a one-time €34.90 purchase on this site. Spread across 3 years that's about €0.97/month — and you keep the apps after that for free.

Microsoft 365 Family lists at €99/year (6 users, 1 TB OneDrive each), so €297 over 3 years. Microsoft 365 Personal is €69/year, or €207 over 3 years.

If you don't need OneDrive at scale or extra devices, Office 2024 is roughly 6–10× cheaper across a typical ownership window.

3-year total cost — single user()
  • Office 2024 Pro Plus35 · lifetime
  • Microsoft 365 Personal207 · €69 × 3
  • Microsoft 365 Family (÷6)50 · shared cost
  • Microsoft 365 Family (full)297 · €99 × 3

Feature differences that actually matter

Both editions ship the same core Word, Excel, PowerPoint and Outlook apps with the same file format compatibility. The real differences sit around cloud, devices and update cadence.

Side-by-side feature matrix
FeatureOffice 2024Microsoft 365
Payment modelOne-timeYearly subscription
Core apps (Word/Excel/PPT)✓ identical✓ identical
OutlookHome & Business+✓ all plans
OneDrive cloud5 GB free1 TB per user
Devices per license1 PC or Mac5 signed in (unlimited installs)
Mobile editingRead-onlyFull edit
Copilot Chat
New features after launch✓ continuous
Security updates✓ until 2029✓ continuous

Pick Office 2024 if…

You work primarily on one PC or Mac, store files locally or in another cloud (Google Drive, Dropbox, iCloud), and want to stop paying after a single purchase.

You're a small business outfitting 5 or 10 workstations — the 5-PC Pro Plus pack works out to around €14 per seat with no recurring cost.

Pros

  • Pay once, own forever
  • Cheapest €/seat at volume
  • No Microsoft account required
  • Works offline indefinitely

Cons

  • No Copilot integration
  • 5 GB OneDrive only
  • Tied to one PC/Mac
  • Feature set frozen at release

Pick Microsoft 365 if…

You're a family of 3–6 sharing files, photos and calendars across phones, tablets and laptops — 6 TB of pooled OneDrive is the headline value.

You want Copilot, continuous new features, and edit access in the mobile apps.

You travel between multiple devices and don't want to think about per-machine licensing.

Pros

  • 6 users × 1 TB OneDrive
  • Mobile editing on phones/tablets
  • Copilot Chat included
  • Always up to date

Cons

  • Stops working when you stop paying
  • Up to 10× pricier over 5 years for solo users
  • Requires Microsoft account
  • Yearly price hikes

Verdict

For most single-PC users, Office 2024 Pro Plus is the better deal in 2026 — €34.90 once, lifetime ownership, every core feature.

Pick Microsoft 365 only if cloud storage, mobile editing or multi-user sharing genuinely change how you work. Otherwise the subscription costs many times more for features you won't use.

Preguntas frecuentes

Can I switch from Microsoft 365 to Office 2024 later?
Yes. Your files stay in OneDrive (free 5 GB tier) and open in Office 2024. You'll lose mobile editing and AI features, but every Word/Excel/PPT/Outlook file works identically.
What happens when my Microsoft 365 subscription expires?
After 30 days the apps go read-only — you can open files but not edit. Existing OneDrive files stay accessible up to the 5 GB free quota.
Does Office 2024 receive security updates?
Yes, free, through October 2029 (mainstream) and October 2031 (extended).

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